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The Risk Management Department provides oversight responsibility for all the Business Units.

Risk Management therefore identifies, assesses and prioritizes risks followed by coordinated application of resources to minimize, monitor and control the probability and/or impact of unfortunate events.

The Bank in December 2009, choose Quadrant Risk Management International Limited, to assist with its Risk Framework, Capital Adequacy Calculation and Regulatory Reporting. Quadrant is also supporting the Bank’s Basel II adoption initiative. The engagement involves the deployment of Quadrant’s SAB2, Basel II Standardised Approaches software for regulatory capital calculation and reporting in full compliance with the Bank of Ghana’s adoption of the International Basel II “Pillar 1” quantitative capital allocation standards.

The department has three functional units namely:

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